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These 4 Things Will Help You Fix Your Credit Score and Credit Report! Not many years ago I learned the hard way that my FICO Credit Score could be the seed of financial despair. It's the one credit number that lenders judge us by so I thought I would show you how that number is arrived at. This is not common knowledge so read on... You Can Have A Credit Counselor For Free! Credit Counselors and Debt Consolidators are dominating the Internet, newspapers, magazines, radio, and television with ads promising to make it easy to fix your poor credit history and your poor FICO credit rating. This appears to be great news. Let's see if it really is good news. What To Avoid If Your Want To Repair Your FICO Credit Score! All across America, average folks are facing tough finances, the reality of tougher credit influencing FICO credit scoring by the major credit rating bureaus. Well, don't fret if you find yourself with a weakened FICO credit score and credit rating. There are some smart steps you can use to turn your credit around. Debt Consolidation: How To Part A Fool From His Money! The Internet has created easy access for swindlers to prey on the gullible. This is especially true for debt consolidation scams and schemes to fix your credit score. Here are the top 3 scams to stay away from. Teach Your Family 3 Ways To Have More Money Self control is one of many personality traits that can serve you well, especially when it comes to teaching family members about money. Discovering our inner sense of self control gives us the strength to be wise with our money and helps us to resist the terrible "spending itch." There are just 3 keys which will change your financial future starting today. The Enemy Of Good Credit Is Your Emotions How emotions impact credit is a subject that few people think about but more and more therapists are talking about. Here are a few tips that financial experts suggest will help you harness your emotions in a way that can actually help you to improve your credit rating.